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Guides / AI

What Is a Token? How LLMs Split Text and Why Your API Bill Depends on It

Byte-pair encoding in plain language: why "strawberry" is one token but "strawberrys" is three, how different models tokenize the same text, and how to estimate cost before you call the API.

2026-08-06 · 7 min read · Related tool: Token Counter

Tokens are not words

Language models never see words or characters — they see integer IDs from a fixed vocabulary of subword pieces. The tokenizer greedily merges frequent byte sequences (byte-pair encoding), so common English words become single tokens while rare words, typos, and non-English text shatter into several. As a rule of thumb, English prose runs about 4 characters or 0.75 words per token — but the rule breaks exactly where it matters.

  • Code tokenizes worse than prose: indentation, brackets and camelCase identifiers all fragment.
  • Non-Latin scripts can cost 2–4× more tokens per sentence than English.
  • JSON keys, quotes and braces add real overhead — a verbose schema can double a prompt’s cost.
  • Numbers split unpredictably: 2026 may be one token while 20261 is two.

Why every model counts differently

Each model family ships its own vocabulary: GPT-4o uses the o200k encoding, older GPT-4 used cl100k, and Claude and Gemini use their own tokenizers. The same paragraph can differ 10–20% in token count between models, which means a prompt that fits one model’s context window can overflow another’s. Never reuse a count from one provider as an estimate for another when you are near a limit.

Context windows and the cost asymmetry

A context window is the model’s total budget for input plus output combined. Two properties drive real-world bills: input tokens are usually several times cheaper than output tokens, and in a chat, the entire history is re-sent — and re-billed — on every turn. A long system prompt is a recurring cost, not a one-time one; a conversation’s cost grows quadratically with its length unless you summarize or truncate history.

Count tokens with the exact GPT tokenizer and estimate per-model API cost — before you send anything — with the Token Counter. It runs entirely in your browser, so prompts containing secrets never leave your machine.

Practical prompt economics

  • Prefer terse field names in JSON payloads the model must read or write (qty vs quantityOrdered) when schemas are large.
  • Strip boilerplate (headers, footers, navigation) from retrieved documents before stuffing them into context.
  • Cap output with explicit length instructions and max_tokens — output is the expensive direction.
  • For repeated system prompts, use provider prompt-caching where available; cached input is billed at a fraction.

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